Havan Investimentos S.A. Review: Is It Legit?

Havan Investimentos S.A. is an automated trading app made for everyday investors. After testing it ourselves, we rate it A. The app is the best part — everything is where you'd expect it. We explain the good and the not-so-good below.

Best for: People who are just starting out who want a friendly place to start and don't want to pay extra fees.

Not for: Advanced traders who need special tools, or anyone who needs 24/7 phone help.

Our overall take

Havan Investimentos S.A. is one of the few AI trading platforms that put its money into being reliable — like keeping your money safe and being honest about costs — instead of flashy advertising. After using it with real money, we rate it A.

The only thing holding it back is a few charges that could be lower. The good news is these are easy for the company to fix — they don't point to anything wrong with the app itself.

Placing trades and speed

Buying and selling feels fast. When we tried it, trades filled quickly and prices were fair, often a touch better than average.

If you stick to regular stocks, it is smooth. More advanced trades can sometimes be a little slower — worth knowing if you trade options a lot.

What it costs

There's no charge to trade stocks — zero commission. That's a big plus.

Where you might pay more are certain extras, that are pricier than some rivals. It's all shown before you pay, so you always know the cost.

The app and tools

The app is really well made. It's quick and simple to use, even if you've never invested before.

The app also comes with helpful information — charts, company info, and news — with the sources shown. The computer version works too, but the app is better.

Is your money safe?

This is where the platform earns trust. Your money is held in a separate account, which protects you if anything goes wrong.

The platform is watched by independent regulators and gets checked by outside auditors. If you also hold crypto, it's stored with a regulated custodian — standard practice, but worth a mention.

Bottom line

Overall, we're happy to give Havan Investimentos S.A. a score of A for beginners and casual traders. It nails what matters: simple, safe, and fair.

To earn an even higher score, Havan Investimentos S.A. just needs to trim a couple of fees. We'll keep checking back every so often.

FAQ

Can I move my account from another app?

Yes, you can. You can transfer your investments over, and Havan Investimentos S.A. often refunds the exit fee your old app charges up to a limit. It usually takes a few business days.

How much money do I need to start?

You only need $0. You can add more whenever you like. Opening an account is free.

Is it good for trading every day?

For simple day-to-day trades, it's fine. If you trade fancy options, it's not the fastest. Full-time forex traders may find cheaper options elsewhere.

Can I take my money out whenever I want?

Yes — whenever you like. Your money isn't tied up. Cash-outs clear within a business day, free of charge.

Are there any hidden fees?

No. Havan Investimentos S.A. lists its fees clearly — nothing sneaky. A few add-ons cost more, but they're clearly labelled.

How does Havan Investimentos S.A. make money if trading is free?

Through a few optional charges, like sending money out by bank transfer or borrowing to trade, plus interest on cash held in accounts. Buying and selling shares costs nothing.

Is my money safe with Havan Investimentos S.A.?

Yes. Your money is kept in a separate account, which protects you if anything goes wrong. It's licensed and independently reviewed too.

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